No State shall make licensing laws or laws prescribing how a company shall carry out its business through valid contracts which respect citizen rights as they are in any of the several States, since states officials are subjects of 'rent-seeking' by special interests to protect their turf. This shall apply to the treatment of all businesses whether food providers, clothing, housing, life insurance or health care insurance, or any company providing consumer services and products.
Peter Namtvedt
Submit your amendment to the US Constitution or comments on any of ours. (our first one appeared in issue 200609) Send it to our email address:
Other proposed amendments.
The Obama administration is aiming at a single-payer health care system. The goal may be for the long term, but that is their goal. Whatever comes out under the heading of health care reform this year or next will go in that direction, even though only a first step.
You can keep your doctor and you can keep your current health care plan. The government will not tell your health care insurance company what care you may or may not receive. That is up to your doctor. On the other hand, your doctor may receive "suggestions" from the government.
Private health care insurance will then become a thing of the past. HMOs, and other plans, whether in the form of individual policies or group, will disappear.
They may be outlawed or just squeezed out.
How can they be squeezed out? If you build enough restrictive fences such as maximum premiums, mandating new policy classes that eliminate routine doctor visits for lower premiums, killing patent protection for prescription medications. You will then watch in horror as investments by pharmaceutical firms grind to a halt, and the pipeline of new wonder-working drugs will dry up.
The government can strangle or squeeze out private medical care insurance. Add on to that the same treatment of dental care, psychological counseling, etc., and eventually we will have what is called "socialized medicine" in other countries.
At some point a public medical care plan will be introduced. It will be subsidized. It will provide basic catastrophic coverage whose competitive power will run private plans out of town.
Later, all private health care plans will have to be processed through the centralized Federal health care agency.
There are hardly any steps left in making the U.S. government your single payer.
Did it not occur to any politician that the problem is the lack of competition at the state level due to state regulations? The cure for that is to remove regulations that stifle competition to where one or two insurers dominate an entire state, not a whole new federal bureau of health!
We at AdaByron.net espouse a philosophy that stands firmly opposed to collectivist and religious nonsense, but rather a philosophy that recognizes the world around us as fully real, that affirms that man's consciousness can know what that world is through the use of reason. Unless you are asleep or seriously drugged, the world you see around you is what we affirm as existing. Moreover, all existing things have a specific identity and entails specific causalities. Furthermore, we hold that man is unique among animals in requiring the use of reason to survive, rather than relying on automatic acts to acquire food and fend off enemies.
In order for man to be able to use reason to survive and flourish he must be free. It must be recognized that every man has property in his body and the product of his mind and effort, that he has unlimited individual rights within the bounds of everyone else having the same rights. He must be allowed to do whatever he finds productive or conducive to his survival and happiness, using what he owns, as long as he does no physical harm to other men, including fraud (an indirect form of harm). No one has the right to initiate force or fraud. However, retaliatory force is an individual human right.
Only one right is alienated by man living in society: the right to the use of force. Man must delegate the use of retaliatory force to the government. The government's purpose is to defend individual rights, to provide police, courts and national defense. A man may use retaliatory force in defense of his life and property when the police are not present and able to help him. In order that society can function rationally, all men must delegate their right and power to identify the person who does harm, apprehend him, stop the harmful act, assess the evidence and determine guilt or innocence, and, if necessary, render the criminal harmless, if the police cannot respond in time, i.e., in an emergency.
Based on this, we advocate:
Investing in yourself, your human capital, also store up earnings in safe investments for your future when you become less productive
Spending your earnings first of all on yourself and the close ones in your life, those whom you value; generosity to others, whom you do not know, is less important
Laissez faire capitalism, under the same law against force and fraud
Open borders (provided the immigrant or visitor has no criminal record)
The right to do with our property and lives anything our survival and happiness requires as long as it does not physically harm any one else
Liability for damages if our acts do physically harm someone else
The right to retain the full reward of our work, the use of our brains and effort
All capitalistic acts between consenting adults
A monetary system based on assets, preferably gold
A government that serves one purpose: defending individual rights
An objective legal system:
Which establishes laws rather than deciding any issues on an ad hoc basis
Whose laws are enacted by the established legislative body of the nation, according to clear rules.
Whose legislative process is based on the presumption of liberty rather than the presumption of constitutionality (a process is required that ensures that the proposed act will improve the safeguarding of individual rights without impairing anyone else's rights, rather than presuming that the legislative body may enact any law it wills, placing the burden of proof on the affected parties).
Whose laws are clearly defined, unambiguous, universal, impartial and predictive, making clear what conduct is forbidden and why
Whose laws are contextual (there are situations where killing is permitted), straightforward and as simple as possible
Which publishes its laws — the legal system makes written rules and makes them known to everyone
Whose laws are tied to reality by individual rights (the reality of "the conditions required by man's nature for his proper survival."
Whose laws are prospective rather than retroactive
Whose laws are understandable and are not conducive to subjective and arbitrary interpretation
Whose laws are consistent and never contradictory
Whose laws require conduct that is within the capability of the affected party
Whose laws area stable enough that people can orient their conduct accordingly
Whose laws require a congruence between rules as announced and their actual administration
Whose laws are applied equally to all persons and whose reciprocal obligations of the government are recognized and honored (where police and courts fully comply with their aspect of the rules).
We reject and condemn
Taxes
Government intervention of any kind, in economics, education, scientific research, the arts, what you do with your body or property as long as you do not physically harm or defraud others
Anti-trust legislation and all other laws that entail subjectivity in application
Entangling alliances and treaties with other countries
Tariffs and restrictions on trade
Permitting or establishing monopolies
Subsidies for favored people or industries
All regulation (see laws against physical harm and fraud, above)
Fiat money, made of paper, based on debt
Aristotle defined the five reasons why gold is the best possible money in the 4th century B.C. To wit, it is durable, divisible, convenient, consistent, and has value in and of itself. Aristotle failed to mention a sixth reason: it cannot be created out of thin air.
And von Mises would add yet another reason: among all goods it is the most marketable.
Does this philosophy amount to common sense? To a large extent it does, but it does so without the contradictions that are common in "common sense." It does so by accepting that people must act according to self-interest in order to live. But it does not accept it in the sense that "might makes right" and that you should do whatever seems to be in your interest regardless of what happens to other people. It does so by accepting the concept that we are human and therefore cannot live up to a code of values that requires sacrifice, but need to live by a code that fulfils the requirements for life as a human.
Some selfless "saint" may be a model of behavior to some people and give them something to "reach for." However the problem is that no human being can reach it, without ending their lives prematurely. That model requires that you sacrifice yourself for whoever comes before you that needs something more than you do.
So you end up moaning, while accepting altruism, that "I'm only human."
The problem with that is that the saint's morality was not designed for humans living on earth. Altruism is the ultimate anti-morality. Rational self-interest is the morality of life.